Welcome to the Lowe v. NBT Bank, N.A. Settlement Website.

IMPORTANT INFORMATION: The deadline for requesting Settlement Class Member payment check reissues has passed.

If You Have or Had a Checking Account with NBT BANK, N.A. and You Were Charged Certain Overdraft or NSF Fees between December 4, 2013, and November 30, 2021, a Proposed Class Action Settlement May Affect Your Rights.

The action involves current and former customers who were unlawfully assessed certain Relevant Fees between December 4, 2013, and November 30, 2021. The Class Representatives have asserted a claim for breach of the Account agreement and violation of consumer protection laws.

The Final Approval Hearing has been rescheduled to September 29, 2022, at 11:00 a.m. (Eastern).


Your Legal Rights and Options in This Lawsuit
Do Nothing: If you don’t do anything, you will receive a payment from the Settlement Fund so long as you do not opt out of or exclude yourself from the Settlement (described in the next box).
Exclude Yourself:
August 30, 2022 		You can choose to exclude yourself from, or “opt out” of, the Settlement. This means you choose not to participate in the Settlement. You will keep your individual claims against Defendant, but you will not receive a payment for Relevant Fees and/or forgiveness of Uncollected Fees. If you exclude yourself from the Settlement but want to recover against Defendant, you will have to file a separate lawsuit or claim.

The August 30, 2022 Opt-out deadline has passed.
Object to the Settlement:
August 30, 2022 		You can file an objection with the Court explaining why you believe the Court should reject the Settlement. If your objection is overruled by the Court, then you may receive a payment and/or forgiveness of Uncollected Fees and you will not be able to sue Defendant for the claims asserted in this litigation. If the Court agrees with your objection, then the Settlement may not be approved.

The August 30, 2022 Objection deadline has passed.

Current Status

The Court in charge of this case has yet to decide whether to approve this Settlement. Payments will be made if the Court approves the Settlement and after any appeals are resolved. Please be patient.


Important Dates
  • August 30, 2022
    Deadline to Exclude Yourself from the Settlement
  • August 30, 2022
    Deadline to Object to the Settlement
  • September 29, 2022, at 11:00 a.m. (Eastern)
    Final Approval Hearing